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NHS Pension scheme

12 posts in this topic

I was considering leaving the NHS Pension.

Just wanted different peoples views.

Cheers

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How about another option- useless, but cannot leave, as I have been on it for more than 2 years

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It is generally regarded as about the best pension scheme in Britain in terms of benefits. When I worked for Sheffield Uni a few years back, I got them to put my superann into the NHS scheme rather than their own because of this. Why would you want to leave (unless you have a sure thing to invest on...)?

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i and a friend of mine talked about it years ago. she opted out straight away. i contacted my trust payroll and thankfully they sent me a booklet explaining different options. as far as i remember, you can leave the scheme in the first 2 years and claim your money back. you can come back and join again later but the benefits will be much different. won't be as good as others who stayed in throughout. i thought i'd lose more than i'd gain. so i dropped that idea and carried on. it's up to you really, if you have better plans.

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The problem is:

I have been on it for 2 and half years.

However, no one knows what will happen when we reach 65.

Considering leaving that amount to the Pension but till then look at other options.

Sands - I have added your request.

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and have promptly voted for it

Well that was my problem too.

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i was never on it

main reason uncertainity of being in UK,other important thing is i thought its worth investing the pension money in overseas-real estate( taking loan and paying EMI equivalent to pension contribution )

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I wonder why more people think it is worth it than investing otherwise?

;)

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I wonder why more people think it is worth it than investing otherwise?

;)

coz i'm not good at it. wud appreciate if u cud share ur knowledge in this area  ;)

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I wonder why more people think it is worth it than investing otherwise?

;)

coz i'm not good at it. wud appreciate if u cud share ur knowledge in this area  ;)

Surely, I hope to get ideas here.

I do believe that other ways of investment is more profitable.

But need to find one. ::)

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What happens if you leave the NHS for longer than 12 months ?

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