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Daisee

Helllllp........More mortgage dilemma!!!!!!

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Hi Folks,

pls I need advice and suggestions on this little problem. My fixed-term ends january 2nd and I am currently looking at lenders for remortgaging but my problem is that my HSMP visa is due for renewal sept 2008 and most lenders are asking for at least 2yrs on ur visa.

I am yet to find a lender who will accept my visa as it is now.

does anyone have any suggestion on what i should do or where to look?

much appreciated

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have you told them that you have passed the exam?

this will certainly change things to the better..!

:lol: :lol: :lol:

on a more serious note, this guy at moneysavingexpert.com is suggesting to approach london and country....I recently used them and they were very good....they will scan all market for you and I trust they will find something appropriate...

if this does not work, I suggest you ask Ros...I seem to remember that she was talking about a firm specialising in doctors...they may know better...

worst case senario...

you go on variable for a few more months....!

or ask current lender to offer you another fixed rate...they usually do so, but quite close to the end of current fixed rate, as they can arrange it very quickly...!

Good luck!

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I will suggest going to a mortgage/finacial advisor....and he will sift through the pile of lenders to find the most appopriate for you. And you dont have to pay for it either.

I seem to remeber a friend's experience with HSMP last year and he got mortgage with Scottish Widows who only required 6months on your visa.

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